Terms and Conditions

Welcome to Velvet Wealth. By accessing or using our website and services, you agree to comply with and be bound by the following terms and conditions. Please review them carefully.

1. Acceptance of Terms

Your access to and use of Velvet Wealth (the "Service") is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users, and others who wish to access or use the Service. By accessing or using the Service, you agree to be bound by these Terms. If you disagree with any part of the terms then you do not have permission to access the Service.

2. Services Provided

Velvet Wealth offers a range of financial literacy and personal investment services, including but not limited to financial planning, investment strategies, retirement planning, wealth management, educational workshops, risk assessment, and portfolio diversification advice. All services are provided as guidance and education; ultimate investment decisions rest with the client.

3. User Obligations

As a user of Velvet Wealth's services and website, you agree to:

Provide accurate, current, and complete information during any registration or consultation process.
Maintain the security of your account and promptly notify Velvet Wealth of any unauthorized use or security breaches.
Use the services only for lawful purposes and in a manner that does not infringe the rights of, restrict, or inhibit anyone else's use and enjoyment of the website.
Understand that past performance is not indicative of future results, and all investments carry risk.

4. Intellectual Property

The content, organization, graphics, design, compilation, magnetic translation, digital conversion, and other matters related to the Site are protected under applicable copyrights, trademarks, and other proprietary (including but not limited to intellectual property) rights. The copying, redistribution, use or publication by you of any such matters or any part of the Site is strictly prohibited.

5. Limitation of Liability

In no event shall Velvet Wealth, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of or inability to access or use the Service; (ii) any conduct or content of any third party on the Service; (iii) any content obtained from the Service; and (iv) unauthorized access, use or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence) or any other legal theory, whether or not we have been informed of the possibility of such damage, and even if a remedy set forth herein is found to have failed of its essential purpose.

6. Governing Law

These Terms shall be governed and construed in accordance with the laws of Ontario, Canada, without regard to its conflict of law provisions.

7. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

8. Contact Us

If you have any questions about these Terms, please contact us:

By email: [email protected]
By phone: (416) 555-0123
By mail: 147 Front Street East, Suite 600, Toronto, ON, M5A 1C5, Canada